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Most people rent because they think it’s more affordable than owning a home—but in a huge number of metros in the United States, that’s just not true. According to a recent study from LendingTree, the median mortgage payment is less than the median rent payment in 20 of the 50 largest metros in the US. That means that owning a home in one of these areas will actually save you money...
Ever had an agent deny to show you a home because you weren’t pre-approved for a mortgage? It’s not because we're mean, or we don’t value your business… it’s actually because they’re looking out for your best interests. Let’s face it, shopping for a home before getting pre-approved for a mortgage is like walking into a grocery store without a wallet. You may have the desire to...
If you follow pop culture news, you’d think that all millennials are concerned about is SnapChat and avocado toast. But according to a recent report, there’s something much more important on millennials’ minds these days—and that’s buying a home. According to the 2018 Home Buyer Report from NerdWallet, a whopping 82% of millennials say buying a home is a priority, significantly higher...
When you’re buying a home, you might think the price you offer is ultimately the price you’ll pay, but if you’re buying a home with a mortgage, that’s not the case. With a mortgage, in addition to paying your principal (the amount of money the bank loans you to purchase your home), you’ll also pay interest on that principal—which is why the interest rate on your loan is so...
The results are in: the best long-term investment you can make? Real Estate. The results are in: the best long-term investment you can make? Real Estate. Each year, Gallup surveys Americans to find out what they believe to be the best investment options for building long-term wealth. And in their most recent survey, Americans overwhelmingly chose real estate, making this...